Closing Cost are fees associated with the purchase of real estate for a buyer. There's no way to get around not having closing cost. If you're going to have a loan you're going to have closing cost. But there are a few ways you can reduce your cost.
1. Negotiate to have the seller pay all or some of the cost on your behalf.
2. Do business with a lender who offers credit towards closing cost.
3. Wrap the closing cost into the loan.
4. Join a credit union where they may offer closing cost credit for members.