When homeowners are looking to put their home on the market for sale but first have repairs or improvements that need to be made one option is to borrow money from the equity in your home.
Now, if you decide to go this route there are two types of home equity loans you can use. One option is to borrow one whole lump sum. However, after you take it out you won't be able to borrow from your home again unless you re-apply. The next option (more preferable) is to take out an equity line of credit. This is just like having a credit card where you're only borrowing what you need then making payments on it as time goes on until the loan is paid back in full.
I wouldn't encourage a home equity loan unless you have a decent amount of equity in your home and once you sell it you can afford to pay back the loan and make a profit. But it certainly is an option for anyone not looking to use the cash from their savings.